How do I earn rewards through Upromise?

There are multiple ways to earn valuable rewards through Upromise:

  • Upromise Mastercard - As a Upromise Mastercard cardmember, you can earn 1.529% cash back rewards on purchases when your Upromise Program account is linked to an eligible College Savings Plan, or 1.25% cash back rewards on purchases if your Upromise Program account is not linked. Upromise Round Up lets you round up your purchases to the nearest dollar, based on the limit you set. The total Round Up Amount is considered a purchase and converted to cash back rewards.  Apply Now
  • Online Shopping – Shop through the Upromise online shopping mall and earn cash-back rewards from hundreds of online retailers. Log in to Shop Now
  • Restaurants – Earn 2.5% cash-back rewards on your total meal cost, including drinks, tax and tip, using your registered credit and/or debit cards (increased to 5% if you pay with a Upromise Mastercard) at approximately 10,000 restaurants nationwide. To register your credit and/or debit card(s), navigate to your Profile, click <Add A Card> and input the requested information, and then click <Save>. Then use the restaurant search link to find participating restaurants near you and enjoy!


Upromise is constantly exploring new ways for our members to earn valuable rewards towards their college saving goals, including additional ways to earn rewards while using their credit and/or debit cards or engaging in everyday activities.

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