How is my Minimum Transfer Requirement calculated?

Most 529 College Savings Plans have minimum transfer requirements. You can view your minimum transfer requirement on the Transfers page, once you have linked an account.  If your Earned Rewards balance is equal to or greater than your minimum transfer requirement, you are eligible for a transfer.

If you have one 529 College Savings Plan account linked, your minimum transfer requirement will be $50.

If you have one checking or savings account linked, your minimum transfer requirement will be $10.


If you have multiple accounts or account types linked, including at least one 529 College Savings Plan accounts, your minimum transfer requirement will be $50 for each account (including both 529 Plan accounts and checking/savings accounts).  Otherwise, your minimum transfer requirement will be $10 for each account.